SENIOR HOUSING OPTIONS
With so many housing options for seniors available today, it can be confusing and overwhelming. Before making a decision, it is important to understand the differences between the many senior housing options and cost, so you make the right choice for yourself or your loved one.
Here is a brief guide to help you navigate during your search. 
RESPITE CARE/SHORT TERM STAY
Respite care provides a temporary break for caregivers by allowing a resident to have a short-term stay in a community that can meet their needs. Many assisted living communities and nursing homes have a respite care program. Residents typically stay from a week to a month, depending on their situation. They receive all of the services of the community. Respite stays may also serve as a “get acquainted” period for the senior. Many residents find that they enjoy their stay and decide to move in soon after the short-term visit. Respite programs are available for assisted living and Alzheimer’s residents. 
Payment:  Private or Medicaid, Price $75-150/day.
 
HOME HEALTH CARE/IN-HOME PERSONAL CARE
Home health care allows older people to remain in their own homes while receiving the assistance they need to help them remain independent. Typically, home care involves providing assistance with Activities of Daily Living (ADLs) such as bathing, dressing and meal preparation or Instrumental Activities of Daily Living (IADLs) such as transportation, paying bills, making appointments and simply being there to provide companionship and emotional support. Home services range from once a week to 24 hours a day depending on the needs of the client.   
Payment is private, Medicade/Medicare with Certified Home Health agencies. Price: Generally hourly.
 
INDEPENDENT LIVING COMMUNITIES/RETIREMENT COMMUNITIES
Independent living communities cater to seniors who are very independent with few medical problems. Residents live in fully equipped private apartments.
A variety of apartment sizes are available from studios to large two bedrooms. Fine dining services are offered with custom-designed meal packages. Often, residents can choose to pay for a specified number of meals per day. Frequently, there are numerous social outings and events to choose from for entertainment.
Payment: Private, some government funded. Price: $900-$2,500 per month.
 
ASSISTED LIVING
Assisted Living communities are designed for seniors who are no longer able to live on their own safely but do not require the high level of care provided in a nursing home. Assistance with medications, activities of daily living, meals and housekeeping are routinely provided. Three meals per day are provided in a central dining room. Residents live in private apartments which frequently have a limited kitchen area. Staff is available 24 hours per day for additional safety. Most assisted living communities provide licensed nursing services. The hours vary greatly, so be sure to ask when you visit. Social activities and scheduled transportation are also available in most communities. A special unit for Alzheimer’s residents is available in some, but not all communities.
Payment: Private, some Medicaid. Price: $1,500-$3,000 per month depending on assistance required. Alzheimer’s care ranges from $2,800 to $4,500 for a shared room.
 
NURSING HOMES/CONVALESENT CARE/LONG TERM CARE FACILITIES
Nursing Homes provide around-the-clock skilled nursing care for the frail elderly who require a high level of medical care and assistance. Twenty-four hour skilled nursing services are available from licensed nurses. Many nursing homes now provide short-term rehabilitative stays for those recovering from an injury, illness or surgery. Long-term care residents generally have high care needs and complex medical conditions that require routine skilled nursing services. Residents typically share a room and are served meals in a central dining area unless they are too ill to participate. Activities are also available. Some facilities have a separate unit for Alzheimer’s residents.
Payment: Private, Medicare, Medicaid. Price: $3,000-$7,000 per month.
 
ALZHEIMER’S CARE/DIMENTIA CARE/MEMORY CARE
Numerous senior housing options for people with dementia or Alzheimer’s are available. With memory impaired, it is important to have 24-hour support and structured activities to ensure their safety and quality of life. Many families try to care for their loved ones at home, which can be extremely difficult given the skill that is required to care for a person with memory problems.  If you need to consider a community, understand that Alzheimer’s care is delivered in the assisted living setting, as well as in nursing homes and occasionally in personal care homes. Generally, the residents live in semi-private apartments and have structured activities delivered by trained staff members. Most of these living environments have secured or locked areas to ensure no one wanders off. Many times, within the secured areas, residents have access to outdoor walking paths or gardens.
Payment: Private, Medicaid. Price: $3,000-$7,000 per month.
 
RESIDENTIAL CARE HOMES/BOARD & CARE HOMES/GROUP HOMES
Residential care homes are private homes that typically serve residents who live together and receive care from live-in caretakers. These homes offer assisted care services for seniors who want a more private, home-like community. Assistance with activities of daily living such as bathing and dressing are typically provided. Amenities and nursing services vary greatly between homes. Ask about their services when you tour.
Payment: Private, some Medicaid. Price: $1,000-$3,000 per month depending on level of care.